Personal Finance

Believe it or not, the government will pay you to save. Seriously. Check this out. It’s called the Saver’s Credit, and it’s one of the most valuable tax credits available. But it’s also one of the most overlooked. Keep reading…

Homeownership is the American dream, right? We spend years — sometimes decades — saving up enough money for a down payment for our first home and mark it as a major milestone in our lives. But sorry to rain on…

Bank of America and Wells Fargo have jumped on the bandwagon to eliminate overdraft penalties, though they aren’t riding all of the way yet. The nation’s No. 2 and 3 banks announced in January that they will give customers a…

If you’ve noticed yourself spending more at the grocery store or to fill up your gas tank lately, chances are it’s not because you’re purchasing more food or doing a lot of extra driving. Consumer prices were up 6.2% in…

No excuses. Getting in shape requires making a decision and a commitment to putting in the work. It also takes an investment — in time and often in money. Choosing a gym can be a very personal decision. Location might…

Dear Penny, My in-laws are hardworking folks who have never had much money, nor have they been good at managing it. By his mid-20s, my partner was already in a caretaker role with them both with some light money management…

If you own a home, your mortgage payment is probably your biggest monthly expense. But what if you could eliminate that huge financial obligation ahead of schedule — and own your home free and clear? There are a few tried-and-true…

Curious how YouTube TV works but aren’t ready to sign up? Feel like binge-watching a new series on Hulu without forking over subscription cost? Free trials can give you a sneak peek. But free trials aren’t really meant to be…

Money transfer apps have changed how we pay each other. Also called peer-to-peer (P2P) payment apps, money transfer apps allow users to send and receive money using their smartphones or an online platform, simply by linking their checking account or…

Debt happens. Most Americans have some sort of debt — and not all of it is good debt, like a mortgage, car loan or student loans, which are considered good investments. Credit card debt, medical debt, overdue bills and high…