What Hurts Your Credit Score? These 10 Financial Setbacks Won’t

You’ve paid your bills on time. You’ve avoided massive debt, or maybe you’ve paid it down. Now you have a healthy credit score to show for it. But tough times can happen, no matter how responsible you are. So if…

Lyft vs. Uber: Here’s the Ridesharing Service You Should Choose

By now, you probably know the gist of driving with ride-sharing services: You use an app to connect with people who need rides. You drive them somewhere in your own car, and they pay automatically through the app. The two…

Dear Penny: Should I Pay My Boyfriend’s Bills if I Only Visit on Weekends?

Dear Penny, My boyfriend of almost two years has recently asked me to start paying the electric and water bills at his place. I live about an hour’s drive from him, so I really only spend the weekends with him.…

6 Ways to Increase Your Motivation to Save Money

A lack of motivation can destroy the most well-intentioned plans to save money. You can have all the financial literacy and even the surplus funds to make a dent in your savings goals, but if you lack the motivation, you…

Stop Saving for retirement. Start Investing for Retirement Instead.

Saving money is never a bad thing, right? You take a percentage of your check every payday and tuck it away in a savings account. You’re doing what you’re supposed to, right? Wellllllllll, kind of. Unfortunately, saving alone will never…

How to Refinance a Car — It Could Save You $150/Month

Every month, your car payment takes a big bite out of your bank account. The average payment these days is more than $600 a month for new cars and $400 a month for used cars. What if you could lower…

Wondering What to Do With an Overripe Avocado? Try These 10 Recipes

You’ve probably tossed more than a few avocados into the trash after missing that (very slim) window between being perfectly ripe and turning brown, mushy and gross. And avocados are expensive, so that’s good money you’re throwing away. Here’s a…

The Ultimate Guide to How to Files Taxes for 2022

Quick Navigation How Much Do You Have to Make to File Taxes? 2021 Tax Year How Are Your Taxes Calculated? Deductions and Credits Doing the Math How to File Your Taxes E-File Using the IRS Free File Tool E-File Using…

Walmart Plus vs Amazon Prime: Which Is the Better Deal?

Our time is valuable. That’s why we’re willing to pay for fast and reliable delivery. For over a decade, Amazon Prime has dominated the online shopping space, but retail giant Walmart introduced a competing service — Walmart Plus — in…

How to Deal with Financial Stress

If you’re financially stressed out these days, you’re far from alone. These are rocky and uncertain times we’re living in, and the stress level is super high. A number of recent surveys have confirmed that Americans are financially frazzled right…

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