How to Maximize Social Security: 7 Ways to Get Bigger Checks

The average monthly Social Security retirement benefit is $1,626 as of August 2022, so it’s not going to buy you a luxurious retirement. But those monthly checks can certainly make your golden years more comfortable. Deciding when to take Social…

Struggling to Stay Motivated? Try the Debt Snowball Method

Two major methods dominate the debt repayment sphere: the debt snowball and the debt avalanche. One says you should pay off debts with the highest interest rate first. That’s the debt avalanche method. The other says to pay off your…

Amazon’s Prime Early Access Sale 2022: What to Know

Consider it Prime Day for the holiday season. Amazon is geared up to offer pre-holiday deals and discounts with the announcement of its Prime Early Access Sale in October. Amazon Prime members can take advantage of discounts sitewide, potentially nabbing…

Dear Penny: Should I Divorce My Husband to Qualify for a Pell Grant?

Dear Penny, I am a full-time student who is making $10,000 a year, while my husband earns an average of $45,000 annually. Therefore, I was deemed ineligible for a Pell Grant even though I pay for school on my own.…

Cable vs. Streaming: Does Cutting the Cord Still Save Money?

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. For years, budgeting gurus and technology experts alike have encouraged…

Do You Qualify for Any of October’s Class-Action Settlements?

Numerous class action settlements have deadlines in October. Consumers who take action by these deadlines could receive large payments. If you are eligible for any of the settlements listed below, be sure to take action before the related deadline to…

What Is a Required Minimum Distribution on Retirement Plans?

No matter how far or near you are to retirement, you probably know it’s important to save for your future. Something we don’t talk about as much is taking your money out when retirement finally arrives. You may already know…

Here’s How You Can Lower Your Heating Bill This Winter

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Here’s something that’ll send a shiver down your spine: Heating…

These Wash and Fold Services Won’t Cost You a Load

Laundry delivery services might seem like a luxury to some, but in an age when you can get just about anything picked up or delivered (yes, even your groceries), wash and fold services are quickly becoming the new norm. For…

CitizenShipper driver

Instead of picking up food or strangers for Uber or Lyft, what if you could get a side gig driving other people’s pets and stuff across town and across the country? Although the profession doesn’t exactly sound glamorous, it can…

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